Can I Borrow from an IRA? The short answer is still no, you cannot truly borrow money from any type of IRA. This includes: Traditional IRA Roth IRA SEP IRA... read more →
The main reason retirement investors turn to a Self-Directed IRA is simple. They want more investment opportunities and broader diversification. For defined benefit and cash balance plan owners, the ability... read more →
The “Backdoor Roth IRA” is a popular Roth conversion strategy that allows high-income earners to make Roth IRA contributions. Can you perform a Backdoor Roth every year? The strategy can... read more →
A Solo 401(k) plan is an IRS-approved retirement plan, which is designed for self-employed and small business owners without full-time employees, and is one of the most flexible retirement accounts... read more →
As a successful self-employed professional, you've mastered your craft. Whether you're an IT consultant, a marketing guru, or a freelance designer, your expertise commands a high income. But with that... read more →
Can I use my pension to fund a Solo 401(k)? Yes, you can fund a Solo 401(k) with your pension through a rollover. This transfer offers tax-deferred growth and more... read more →
Working at a company you believe in is truly important. Being able to go to work every day and believe that you are contributing to the success of a growing... read more →
A Rollover Business Startup (ROBS) arrangement allows you to use retirement funds, tax and penalty free, to finance a new or existing business. If you’ve ever wondered “How Does ROBS Work?”,... read more →
When it comes to self-directed retirement investing, IRA Financial and Inspira Financial (formerly Millennium Trust Company) take very different approaches. Inspira operates as a large-scale custodian focused on traditional oversight... read more →
If you’re looking to take control of your retirement investments, understanding Self-Directed IRA contribution limits is essential. A Self-Directed IRA (SDIRA) allows you to diversify beyond traditional stocks and bonds... read more →